How to Get the Right Independent Insurance Agent

Family Life InsuranceGetting insurance and coverage for you and your family is a vital step toward living a fun, peaceful and carefree life. Looking for the right independent insurance agent is another story, though, as you would have to make sure to find one who can offer you the right insurance for you and your family’s needs.

On that note, check out these tips on how to find the right independent insurance agent.

1. Ask people for referrals.

The best thing you could do is ask your friends and relatives about their own agents. They most probably have insurance and coverage, so it would be wise to ask them about it.

Ask if their agent was able to give them the coverage they need and if the agent’s service met or even exceeded their expectations. If they are happy with the agent, then give that agent a call and ask to meet them in person so you can ask them some questions.

2. Give their website a try.

If you already have someone in mind, then go ahead and visit their website. Look for testimonials regarding their work, so you would know what to expect. You might also want to read about their history and the staff’s bio. This will give you hindsight of how they work and what their products are.

3. Talk to them in person.

The best way to know if a certain agent is the right one for you is to interview them in person. Ask them the right questions to see if they really know what they are selling.

Ask how long they have been in the industry and how many clients they have had in the past. You also want to make sure that their personalities mesh with yours, so you can easily talk to them and ask them questions if ever the need arises.

Always do your research and never settle for less — besides, it’s your future we are talking about here.

How to Choose an Accounting Firm Properly

accounting lawyers discussingManaging your own business alone can be difficult. Add accounting and financial decisions to that and you have something that can be too much to handle. In cases like these, accounting firms can be a huge help to you and your business.

Choosing one is not a piece of cake, though. There are things that you would have to consider and here, Frank Hirth will discuss what those are.

Ask About their Specialty

Accounting firms are not all the same. Some specialize in retail tax, while some focus more on the estate tax. Ask about the firm’s specialty and make sure that what they are offering can be applied to what you need. There are also a few accounting firms that can handle any type of financial or accounting dilemma, which can be great for your case.

See their Certifications

Dealing with numbers is definitely not a joke, especially if it’s for a business. Ask for the firm’s certifications and make sure that they are properly licensed and certified to handle your accounting needs. Make sure that you are dealing with CPAs, as well as certified and licensed accountants to avoid problems regarding your business’ financial needs.

Know their Availability

Different businesses have different accounting needs. Ask their availability to talk and communicate and see if it would suit your needs. You might need to talk to your accounting firm often, so make sure that they can communicate with you regularly. You should also ask about their form of communication and how you can reach them if you ever need some questions answered.

Always ask your family and friends for recommendations first before turning to the internet. Ask about their experience and if they have had a great one with the firm.