Side Hustles Off-Duty Law Enforcers Can Do

Law Enforcement Officers

Police officers usually spend 40 hours a week on-duty. However, they are also allowed to work overtime or on off-duty shifts when the need arises. While it seems that a 40-hour work week is tiring, some police officers work on second jobs to cope with today’s rising prices in commodities and to pay for mortgages. Here are some second jobs off-duty police officers do to generate extra income.

Off-Duty Security Officer

Police officers can provide security services for commercial establishments, residential areas, government offices, schools, or hotels and resorts. Trained security personnel from companies like Law Enforcement Specialists, Inc. are equipped with the ability to respond and protect in case a security threat occurs, making them a valuable asset when it comes to ensuring venue safety and asset protection.

Experienced law enforcement officers are also trained in helping manage and control large crowds, so they can also provide service during concerts, marathons, marches or demonstrations. Police officers can be hired for the security and protection of high-profile businessmen or celebrities at meetings, conferences or trade shows.

Off-duty law enforcers can also provide traffic security to ensure public safety and violation prevention. They can be hired for a wide-load escort to ensure cargo or construction materials are delivered safely to their destination.

Private Investigator

A Private Investigator Working

Being a private investigator is common for retired police officers, detectives or military personnel. However, off-duty police officers can also explore this route as the skills set of a police officer and a private investigator are similar. Undercover investigations, surveillance, interviews, research and analysis are the typical activities a private investigator undertakes and these tasks are not different from what police officers do when they are on-duty.

Business Owner

With little or no capital, a police officer can put his knowledge and skills at work by teaching or engaging into consultancy work. For the creative types, starting a freelancing business in the areas of writing, proofreading, photography, blogging or web design is also an option. Certain hobbies can also lead to business opportunities. Police officers who love pets can start their pet care business, while a side hustle on personal training may be suitable for the fitness or gym enthusiast.

Starting a small restaurant or café business may be a great option, especially for someone who has saved enough money. Having a restaurant business may significantly increase income, especially if it becomes successful. However, keep in mind that it will require more time and resources to operate.

It is important to note that while starting a business with low overhead costs is beneficial, complying with state laws on business ownership is as critical. Hence, securing the necessary licenses, registrations or certificates must be done before running a business.

Manual Laborer

Police officers who are skilled in maintenance work may also perform manual labor such as mowing lawns. Lawns need to be tended every few weeks, making it a great source of steady income. Other home care services such as gardening, landscaping, carpentry, plumbing or painting are also some ways to earn extra bucks.

Police officers should make sure that they still get the right amount of rest so they stay healthy and remain alert on duty.  Working on a second job may be financially rewarding but it should not jeopardize the main source of income.

5 Reasons Why You Should Install Kitchen Floor Mats

Family bonding in the kitchen

Kitchen floor mats may seem like an added expense, but you will be surprised at how useful they can be in the long run. If you are thinking twice about adding them to your kitchen, here are some things that might help you make that decision:

1. They Make Your Kitchen Safer

The most obvious benefit of kitchen floor mats is the fact that it makes your kitchen safer. Kitchen floor mats add traction, thereby limiting the chances of slipping off the floor. Considering how liquid is often spilt around the kitchen, it makes sense to keep mats that will absorb the liquid, ensuring that there is as little mess as possible in your kitchen.

2. They Instantly Change the Design

Are you already bored with your kitchen’s design? A complete kitchen renovation is expensive, but you can add or change just a few things in the overall design to bring new life to the room. Floor mats are an inexpensive way to upgrade the setup, allowing you to add a splash of colour to the place. There are so many types of kitchen mats available on the market today with designs more extravagant than the next. Hence, finding a design you love or one that fits your kitchen properly should not be a problem.

3. They Have Movement Options

Closeup photo of a black matThere are several mat sizes available on the market today, making it possible for you to go big or small, depending on the size of your kitchen. You can buy a big one or purchase several small ones to be placed in several parts of the kitchen, where they are most needed.

4. There Are Quick Cleaning Possibilities

If the kitchen is a high-traffic area in your home, then a floor mat should help minimise the amount of dirt you get around. This is because the floor mats can be the depositary of the dirt, grime, and liquid spills you get in the place. If you have more than two floor mats, you can simply throw in one inside the washing machine and bring out the other, allowing you to swap them out so that there is always a clean one in the kitchen. This keeps the place clean and organised at all times. Many pet owners place their dog’s water bowl and food bowl on top of a kitchen mat so that in case of any spills, cleaning them up is a breeze.

5. They Add Comfort

There is also the fact that floor mats add to the comfort of using the kitchen. When washing dishes or cooking, you can stand on the soft floor mat and rest your legs a little bit. Mats are also warmer than wood or tiled flooring, making you feel comfortable during the cold season. If you are trying to save on heating expenses, floor mats should easily contribute toward this goal as they keep you sufficiently warm when standing on your bare feet.

Of course, these are just a few of the reasons why floor mats are a great addition to any kitchen. Keep in mind, though, that regular cleanup is essential if you want those mats to last you a long time.

Protection Has a Price: Five Factors that Can Push Auto Insurance Premiums Up

car traffic accident

Auto insurance protects motorists financially in case of accidents, theft, and property damage. When car owners have auto insurance, they don’t have to deal with the stressful process of negotiating with other parties. Insurance companies help them with vehicle towing, repairs, and management of damages to other drivers or pedestrians.

Because of its undeniable importance, buying auto insurance is required in most parts of the country. Only New Hampshire and Virginia don’t mandate drivers to buy auto insurance. Although most states have auto insurance laws, premiums vary.

States like North Carolina, according to amistadinsuranceservices.com, have one of the best auto insurance laws in the country. Vermont, Ohio, and Idaho also have low auto insurance premiums. States with high auto insurance rates include Michigan, Louisiana, and Florida.

If you’re a new car owner, you might find yourself asking why some premiums are more expensive than others. Here’s why:

1. No-Fault Insurance System

In a no-fault car insurance system, policyholders are required to purchase first-party benefits known as personal injury protection (PIP). Because of the PIP, insurance companies should compensate their policyholders for the cost of injuries, even the minor ones, regardless of who is at fault during the accident.

Many states with high premium insurance rates employ this kind of system. But, Michigan’s no-fault system is a little different. In Michigan, which currently has the highest rate ($2,239 annual premium), the PIP coverage guarantees unlimited lifetime medical benefits to injured parties. The unlimited benefits make the risk greater for insurers, pushing them to charge high insurance costs.

2. Highly Urbanized Community

In heavily urbanized communities such as New York City and the state of Florida, there are higher chances of auto accidents, theft, and vandalism. This means there can be more insurance claims. It’s no surprise that many insurance companies in the area are pressured to charge higher rates, in anticipation of higher claim volume.

3. High Number of Uninsured Drivers

When many drivers are uninsured, it pushes up the auto insurance cost for everyone in the area. Insured motorists protect themselves from the cost of an auto accident by paying extra to their policy for coverage of an uninsured or underinsured motorist.

4. Population Density

Build up of carsEven population density can cause auto insurance rates to increase. When there are more people in one place, the assumption is that there are also more drivers. Additionally, when traffic is crammed in a small space with many people, there are higher chances of property damage, bodily injuries, and other liabilities. This may lead to more insurance claims, which may result in higher auto insurance premiums.

5. Extreme Weather

In the event of severe weather conditions, such as a hurricane, blizzard, or flood, insurance rates are affected. The premiums may shoot up, though not immediately. These events increase the risk of auto accidents and the number of insurance claims. To make up for these claims, auto insurance companies raise their premiums.

Auto insurance rates vary from state to state, and even from driver to driver. If you want to keep up with current auto insurance premiums in your area, you have to assess the conditions of the community, the number of insured drivers, and your residence’s auto insurance laws.

Office Planning: The Ideal Working Environment for Your Startup Team

Startup team at the office

A team’s productivity largely depends on the environment they’re working in. While all entrepreneurs should seriously consider what the work space looks and feels like, it’s the new and emerging business people who must perfect the art of planning the perfect office. Your startup needs productive team members, so you must offer them an environment conducive to creative ideas, well-thought-out strategies, and strong wills to follow through. Here’s the picture of the ideal working environment for your startup team:

Location

Before the question of what your office should look like, you should consider first where it’s supposed to be. Location dictates convenience for employees, and no-hassle commute means no stress on traffic jams, which translates into better focus on the job. Thus, even if you’d save a few bucks on renting an office space in an unfamiliar, inaccessible neighborhood, think about the long-term impact of an office in a central business district, such as one in New York City, to your employees’ morale and happiness. It’s essentially not a splurge but a worthwhile investment. Aside from accessibility, what defines a good location is proximity to commercial establishments. Prioritize locations near bars and coffee shops. Launching a startup is nerve-wracking and these social hubs will be sanity-saving for your team. Check out the office lease commercial buildings in New York City offer to score a good space in a good location.

Open Concept

Open floor office setupOpen floor layouts received a bad rap over the last years, but for the most part, it’s because most businesses have jumped into this trend without really assessing if the design addresses their unique needs. For startups, open concepts are an ideal workspace because collaboration and creativity will be at the core of your work culture. You will devote a lot of time in brainstorming sessions and status meetings. Hence, when looking for offices to rent, go for those that feature flexible spaces, moveable furniture, retractable walls, and dry-erase surfaces everywhere, which allows you to huddle in a snap. See if the office you’re targeting to rent has acoustic panels as well or will allow you to install such to guarantee better noise control.

Branded Workplace

One of the things you should be instilling early on in your team is their commitment to your brand. Of course, eventually, they will embrace this virtue as you go through your meetings and projects and experience the highs and lows of launching a startup, but you can also teach them these through your office space. A sticker of your brand on their laptops or signage on your walls can influence their thinking over time; though they may not be aware of it. Hence, if you’re renting an office space, make sure to ask the owner to which extent you can customize your space if you are allowed to personalize walls and put up brand signage. Don’t underestimate these simple additions to your office space as this will greatly impact the way your employees will adopt your brand and the values it stands for.

Again, where your startup team works matters when it comes to productivity. If you want them to be supercharged in terms of performance, give them an environment conducive to it.

4 Tips for Investing Your Savings

putting coins in a piggy bankA lot of people have been trained to think that saving money is a fool-proof way of ensuring your financial stability. While this is true to a certain extent, you should also invest your money somewhere if you want it to grow. Otherwise, your savings will remain stagnant for a long time. The following are things you can do to help you invest your savings:

Buy a house of your own

If there is one investment that every person should have in their lifetime, it is a house. Not only are houses versatile investments, but they can also be sold later on to other potential homeowners. Contact brokers or companies that have new houses for sale around Burnside, Victoria so that you will have something to invest your savings in.

Put money in your retirement plan

One of the main reasons why people save money is that they want to have comfortable lives once they retire. If this is the case with you, you may want to invest a portion of your savings in a retirement plan. This way, you can make sure that your life after you stop working will be enjoyable.

Invest in your health care

Your health is one of your most important assets in life. When your health is in good condition, you are more likely to perform at your best in school or at work. This will result in better reviews from the people around you, leading to a better life.

Purchase jewellery

Jewellery is one of the strongest investments you can make. The price of precious jewels and metals are consistently high. You may as well take advantage of that by buying gold, diamond, or silver accessories.

You have to wait for several years for your savings to become big enough. You want to make sure that you are investing in things that will yield financial and practical returns.